Idea of the Week: Looking For a Singapore Equity Fund? [10 August 2012]


Despite the strong year-to-date performance of the Singapore equity market (+18.3% year-to-date as of 7 August 2012, in SGD terms including dividends), the market still sports attractive valuations: the STI currently trades at estimated PE ratios of 13.9X, 12.8X and 11.5X based on 2012, 2013 and 2014 earnings respectively, a hefty discount from the 16X longer-term average.

Investors seeking exposure to the Singapore equity market have a huge array of products to choose from, with 15 funds invested in Singapore equities available on the platform at the time of writing. In this week’s Idea of the Week segment, we highlight a few interesting product ideas amongst the Singapore equity fund offerings on the platform which may appeal to different investors.

1. A High Conviction Fund with a Strong Track Record: Aberdeen Singapore Equity

Investors seeking a Singapore equity fund with a strong track record may wish to consider our recommended Singapore equity fund, the Aberdeen Singapore Equity. The fund has outperformed the STI in 2012, delivering a 23.7% year-to-date return, outperforming the STI’s 18.3% gain (on a total return basis). Longer-term, the fund has delivered strong alpha over its benchmark, the STI, and was also the best-performing Singapore equity fund over five years (as of end March 2012) in our recent recommended funds assessment exercise.
Chart 1: Outperforming the STI over 5 years

The managers adopt a high conviction approach to stock selection, with the fund’s latest factsheet (as of 30 June 2012) indicating that the fund’s top 10 holdings made up a hefty 65.2% of the portfolio. Fortunately, such concentration has not hurt the fund’s resilience in the past, and investors will note that the fund’s holdings tend to deviate significantly from the benchmark, endearing it to fans of active management. As an example of the manager’s willingness to be benchmark-agnostic, the fund managers have not held shares of DBS Group (in spite of the stock having one of the largest weightings within the STI) since 2001, when the bank made a costly acquisition of Dao Heng Bank, prompting the managers to pare down exposure to the bank. The managers only initiated a small position in DBS Group more recently in 2010, and currently, the fund’s latest factsheet indicates a 4.5% allocation, lower than the benchmark’s 9.5% weight.

2. A Low Expense Singapore Equity Fund: Nikko AM Shenton Thrift Fund

Amongst the many Singapore equity funds on the platform, the Nikko AM Shenton Thrift Fund stands out by having the lowest expense ratio. For the financial year ended 31 December 2011, the fund had an expense ratio of just 0.83%, a function of the low 0.75% ongoing annual management fee charged, the lowest amongst its peers. Benchmarked against the STI, the fund also has one of the longest track records (the fund was incepted in August 1987) for funds on the platform. Cost-conscious investors may thus find the Nikko AM Shenton Thrift Fund suitable for their investment needs, while the fund’s $500 minimum initial investment amount should also endear it to younger investors who are just starting out.

3. Dividend-focused Singapore Equity Fund: Nikko AM Singapore Dividend Equity Fund

The Singapore equity market’s 2012 dividend yield is estimated at 3.2% (as of 10 August 2012), fairly high in the context of historically-low 10-year government bond yields (1.40%), and is also higher than dividend yields on markets like the US (estimated at 2.2% for 2012) as well as the Asia ex-Japan region (2.74% for 2012). Our research has also indicated that dividends have made up a significant proportion of total returns from the Singapore equity market over the long term (see “The Importance of Reinvesting Dividends”), while the presence of a fairly large REIT market has increased the availability of higher-dividend equity securities on the Singapore exchange.
Investors who are interested in a fund which focuses on higher dividend-paying equities within the Singapore equity space may thus be interested in the Nikko AM Singapore Dividend Equity Fund, which recently (in February 2012) changed its investment focus to invest primarily in Singapore-listed equities which offer “attractive and sustainable dividends”. As a result of the fund’s new focus, the fund recently held 31.6% of its assets in Singapore-listed REITs (as of 30 June 2012), while the fund has also delivered strong outperformance over the STI in 2012, with a strong 27.5% year-to-date return (as of 7 August 2012, including dividends).  

Source: Fundsupermart

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